Refinance Your Home Loan

Look at options to refinance your current lending to get a better deal.

When people contact us to refinance, the number one thing on their minds is usually how to get a better interest rate and to make sure that they are not paying a cent more interest to the bank than they need to be paying. 

They often also have other debts like car loans or credit cards and want to consolidate these to save on repayments.

Or they may be considering buying an investment property or renovating, so wish to ensure their current home loan structure is set up in the most effective way.

It is then vital that we ensure that lending is not that loans are not cross securitised, putting their existing home under unnecessary risk. 

 

Steps to refinancing

Tell us about your your existing loans and what structures you have in place.

We will do a FREE loan comparison for you to see if there is any benefit to you refinancing. 

You will receive an exact breakdown of how much you will save and all the benefits via a product comparison.

It is then completely up to you as to what you would like to do moving forward. 

If it doesn’t make sense to re-finance, don’t! If it does, we would appreciate the opportunity to help make it happen!

Steps to refinancing

This is our simple process to refinance your debts:

We will send you a Property Finance Summary to complete online. This is a snapshot of your current circumstances. We will need to know all of your current existing lending commitments, loans and structures. This includes your home loan, any investment property loans, car loans, personal loans, credit cards and so on. 

We have access to over 50 different lenders. Each one of these lenders have their own policies and offerings. We will compare the best loan products based on your personal circumstances and will be able to provide you with a summary to show you our findings. 

We will break down the product and cost benefit of any possible refinance with you. If there is a clear product benefit, cost benefit, or both, we will discuss this with you in detail. If we can not save you and money based on your current offering, we will discuss this with you too. 

We will request all the required information and paperwork from you so that we can progress forward with the refinance application process. 

We will coordinate directly with your old bank and new to ensure the settlement process is a smooth and easy process for you. 

We will touch base with you on a regular basis to ensure that the proposed lender is still the best option based on your personal circumstances. 

Based on 25 reviews.
David Martinez
David Martinez
2022-03-04
Great service by Jordan and the Kelston Capital team. Prompt resolution and follow through to secure our mortgage in time for settlement. Thanks Jordan!
Mary Evangelista
Mary Evangelista
2022-02-26
I just want to say thank you to Jordan and Jackson for obtaining the right finance for us. They have been very supportive and understand our financial step which is important to us. Thanks again and will get in touch soon. Truly highly recommended!!
Steve Moratti
Steve Moratti
2022-02-26
Jordan & the team at Kelston capital were able to find the right solution for our mortgage requirements and they made the whole process stress free. We will be using them again.
Chantelle Liron
Chantelle Liron
2022-02-12
Both Jordan and Jackson have been incredibly efficient and attentive whilst sorting finance for our investment portfolios. We've had mixed experience with previous brokers but these guys are on it and came highly recommended. We look forward to work with them in the future.
Tim Snell
Tim Snell
2021-12-13
Jordan went above and beyond to help us hit our settlement date. Can't recommend highly enough.
Christi Arbon
Christi Arbon
2021-12-05
Thank you so much to Kelston Capital, especially Broker Jackson for helping me get my first home! Jackson was extremely helpful and available, always fast to reply and assist with my many questions. Made a stressful process much more enjoyable and would not hesitate to recommend his services.
Kelly Knight-Pellas
Kelly Knight-Pellas
2021-11-30
It was such a relief to find Jordan. I was a mortgage broker for a short period of time so I knew enough to know our previous brokers were not on top of things. They weren't looking at our finance needs holistically and heaps of mistakes were made along the way. Things were completely different from the start with Jordan. He got back to me when he said he would. He clearly answered all of my questions so we knew we were making the best decisions. Within three weeks of my first contact with him, he recognised that two of our properties had been undervalued. He requested new valuations resulting in a significant improvement on one allowing us to come out of pocket less for our next purchase. It's looking good for the second as well. Also, in that 3 weeks, he found us a new lender with a better rate for a new purchase. We settled on the property yesterday. From the first time I spoke to Jordan to settlement was just 25 days - an incredible effort for a much better outcome. I can't recommend Jordan and Jackson enough.
Mel Jovanovic
Mel Jovanovic
2021-11-25
Jordan and Jackson at Kelston Capital have been an absolute pleasure to deal with, accessible and knowledgeable have handled the process of refinancing for us from start to finish.... and saved us 2% interest!! Highly recommend.
Ryan Baker
Ryan Baker
2021-11-25
Kelston Capital quickly assessed my financial situation & were able to achieve a result greater than I anticipated, which has helped me acquire further finance for my intended investment properties. I will be using them again for future loans
Leah Avery
Leah Avery
2021-11-25
Jordan and Jackson have been great to deal with, excellent communication, great advice - would definitely recommend