Refinance Your Home Loan

Look at options to refinance your current lending to get a better deal.

When people contact us to refinance, the number one thing on their minds is usually how to get a better interest rate and to make sure that they are not paying a cent more interest to the bank than they need to be paying. 

They often also have other debts like car loans or credit cards and want to consolidate these to save on repayments.

Or they may be considering buying an investment property or renovating, so wish to ensure their current home loan structure is set up in the most effective way.

It is then vital that we ensure that lending is not that loans are not cross securitised, putting their existing home under unnecessary risk. 

 

Steps to refinancing

Tell us about your your existing loans and what structures you have in place.

We will do a FREE loan comparison for you to see if there is any benefit to you refinancing. 

You will receive an exact breakdown of how much you will save and all the benefits via a product comparison.

It is then completely up to you as to what you would like to do moving forward. 

If it doesn’t make sense to re-finance, don’t! If it does, we would appreciate the opportunity to help make it happen!

Steps to refinancing

This is our simple process to refinance your debts:

We will send you a Property Finance Summary to complete online. This is a snapshot of your current circumstances. We will need to know all of your current existing lending commitments, loans and structures. This includes your home loan, any investment property loans, car loans, personal loans, credit cards and so on. 

We have access to over 50 different lenders. Each one of these lenders have their own policies and offerings. We will compare the best loan products based on your personal circumstances and will be able to provide you with a summary to show you our findings. 

We will break down the product and cost benefit of any possible refinance with you. If there is a clear product benefit, cost benefit, or both, we will discuss this with you in detail. If we can not save you and money based on your current offering, we will discuss this with you too. 

We will request all the required information and paperwork from you so that we can progress forward with the refinance application process. 

We will coordinate directly with your old bank and new to ensure the settlement process is a smooth and easy process for you. 

We will touch base with you on a regular basis to ensure that the proposed lender is still the best option based on your personal circumstances. 

Matthew Hahn
Matthew Hahn
2023-08-20
Highly recommend the team, we have had multiple dealings with them and it has always been easy. Jordan has been a pleasure to deal with.
Tarnie Hopf
Tarnie Hopf
2023-08-09
Highly recommend Kelston Capital for all your property needs. Incredibly professional to deal with, communication was above and beyond (thanks Matt), and by far the most efficient team that we have dealt with. A BIG shout out to Jordan, Matt, Sanjeena & Lilli for all of their hard work. Nothing was too difficult for these guys to manage. 10/10! Thank you for helping us secure our new home! Tarnie & Justin
Luke Ebneter
Luke Ebneter
2023-08-08
Having to work closely with lenders to have our overseas income recognised by the lender, the team at Kelston Capital, in particular Matt, put in an amazing amount to get our development loans approved. Matt's constant communication and refusal to take no for an answer was exactly what we needed.
Alexander Hurcombe
Alexander Hurcombe
2023-07-24
Kelston Capital provided fantastic service with easy to understand guidance and prompt and friendly responses. Couldn't recommend more highly!
Abby Coote
Abby Coote
2023-07-04
I highly recommend using these guys. Jackson & Sanjeena were amazing to deal with. They were super helpful and got back to me straight away with any questions I had. They made it very easy to do business with and they exceeded my expectations. They not only emailed back straight away but made the effort to ring me and explain things verbally. I will definitely be using them again in the future, they made the whole process super easy :)
Isaac Miller
Isaac Miller
2023-06-29
Jackson was fantastic to deal with, responded quickly and saved me 1% interest on my excising home loan. Would recommend highly to anyone. Couldn’t of asked for better service
Robyn Finau
Robyn Finau
2023-06-02
Great service from the team at Kelston! Thanks Jackson & Sanjeena for all your support. A+++!
Anthony Dunk
Anthony Dunk
2023-04-26
Great brokers for re-financing your home loan. Very professional and responsive. Highly recommended!
Kerry Paul
Kerry Paul
2023-03-31
What a fantastic team to have by my side. Jordan, Jackson, and Sanjeena, I can't thank you enough. Very professional and helpful throughout the whole process 👏, guiding me seamlessly through every step of the way. I thoroughly recommend Kelston Capital to all, and I look forward to the next project. Cheers legends 🙌
Danial Ibrahim
Danial Ibrahim
2023-03-30
Can not highly recommend these guys enough. They have made every experience smooth sailing.