Investment Home Loan

Investment loan expertise to guide your investment property portfolio.

When you want to buy an investment property, the first thing is for us to understand what your current financial situation is. 

That is, how are the banks going to look at your and will they be prepared to lend you the money that you need to invest in the property. 

Our tried-and-tested approach to getting the best investment property loan is one of the key reasons people choose us. We will review a range of different lenders on your behalf, to see who will be the most suitable (often it is not your current bank).

One of the factors we are looking at is a good property valuation, and these do vary significantly across lenders. This will give you access to more equity, and the option to spend more on an investment property. It may also mean that you can reduce the lenders’ mortgage insurance (LMI) payable, and also, you could get a lower interest rate.

We will guide you through from the start, to a successful outcome when your loan settles. We have long term relationships with all major lenders and with our expertise in banking policy, you can feel confident we have a good chance of getting your loans approved.

Best of all, we don’t charge you a fee to use our service as we are paid by the lender when your home loan settles.

Top 5 tips for taking out an investment property loan

Make sure your current home loan is optimally set up (you may need to refinance this first).

Consider a range of lenders to ensure you get a good property valuation.

Consider having different offset accounts for each investment property so you can easily track your income and expenses for each.

Make sure you understand the pros and cons of both types of repayments: principle and interest versus interest only.

Avoid cross- collateralising any of your loans (i.e. don’t link any of your properties together when applying for loans).

Step by step guide to buying an investment property

Here's our simple process to get a loan for your investment property.

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Accordion Content
Based on 25 reviews.
David Martinez
David Martinez
2022-03-04
Great service by Jordan and the Kelston Capital team. Prompt resolution and follow through to secure our mortgage in time for settlement. Thanks Jordan!
Mary Evangelista
Mary Evangelista
2022-02-26
I just want to say thank you to Jordan and Jackson for obtaining the right finance for us. They have been very supportive and understand our financial step which is important to us. Thanks again and will get in touch soon. Truly highly recommended!!
Steve Moratti
Steve Moratti
2022-02-26
Jordan & the team at Kelston capital were able to find the right solution for our mortgage requirements and they made the whole process stress free. We will be using them again.
Chantelle Liron
Chantelle Liron
2022-02-12
Both Jordan and Jackson have been incredibly efficient and attentive whilst sorting finance for our investment portfolios. We've had mixed experience with previous brokers but these guys are on it and came highly recommended. We look forward to work with them in the future.
Tim Snell
Tim Snell
2021-12-13
Jordan went above and beyond to help us hit our settlement date. Can't recommend highly enough.
Christi Arbon
Christi Arbon
2021-12-05
Thank you so much to Kelston Capital, especially Broker Jackson for helping me get my first home! Jackson was extremely helpful and available, always fast to reply and assist with my many questions. Made a stressful process much more enjoyable and would not hesitate to recommend his services.
Kelly Knight-Pellas
Kelly Knight-Pellas
2021-11-30
It was such a relief to find Jordan. I was a mortgage broker for a short period of time so I knew enough to know our previous brokers were not on top of things. They weren't looking at our finance needs holistically and heaps of mistakes were made along the way. Things were completely different from the start with Jordan. He got back to me when he said he would. He clearly answered all of my questions so we knew we were making the best decisions. Within three weeks of my first contact with him, he recognised that two of our properties had been undervalued. He requested new valuations resulting in a significant improvement on one allowing us to come out of pocket less for our next purchase. It's looking good for the second as well. Also, in that 3 weeks, he found us a new lender with a better rate for a new purchase. We settled on the property yesterday. From the first time I spoke to Jordan to settlement was just 25 days - an incredible effort for a much better outcome. I can't recommend Jordan and Jackson enough.
Mel Jovanovic
Mel Jovanovic
2021-11-25
Jordan and Jackson at Kelston Capital have been an absolute pleasure to deal with, accessible and knowledgeable have handled the process of refinancing for us from start to finish.... and saved us 2% interest!! Highly recommend.
Ryan Baker
Ryan Baker
2021-11-25
Kelston Capital quickly assessed my financial situation & were able to achieve a result greater than I anticipated, which has helped me acquire further finance for my intended investment properties. I will be using them again for future loans
Leah Avery
Leah Avery
2021-11-25
Jordan and Jackson have been great to deal with, excellent communication, great advice - would definitely recommend