About Us

Who We Are...

Kelston Capital is an award winning Mortgage Broker set up BY investors, FOR investors. We are a team of finance experts that combines backgrounds of Real Estate Investing and Finance to create a company that puts investors first.

With our combined experience of over 27 years in finance and banking, we’ve helped settle over $400,000,000 in loans. Pairing that with 14 years of Real Estate Investing, we’ve created a company that understands the ins and outs of property investing and loan structures like no other mortgage broker out there.

Our mission is to help you get the lowest rate loan and create the best loan structure for your situation, so you aren’t cross collateralising your investments. It’s important to work with a mortgage broker, so you aren’t giving the bank more money than you need, or accidentally putting your investments at risk.

Meet The Team

Jordan Giltrap-Ryall

Senior Finance Broker

Jackson Rainger

Finance Broker

Matthew Cathcart

Finance Broker

Sanjeena Singh

Client Services Officer

Our 5 Step Process

Step 1: Discover.

The first step in our financial journey together is gaining a clear understanding of your current financial situation and your long-term goals. We’ll take the time to listen to your aspirations, assess your existing assets, liabilities, and income sources, and identify any obstacles or opportunities that may impact your path to success. This step helps us create a roadmap tailored specifically to your needs and ambitions.

Step 2: Establish.

Once we have a comprehensive understanding of your financial position, we’ll work together to establish your finance capacity. This involves determining your borrowing capacity, assessing your income stability, evaluating your credit history, and considering any existing financial commitments. By thoroughly examining these factors, we can identify the best financing options available to you and ensure that they align with your goals and financial capabilities.

Step 3: Secure.

With your finance capacity established, it’s time to move forward and secure the property that aligns with your aspirations. Whether you’re looking to purchase a new home, invest in real estate, or expand your property portfolio, we’ll guide you through the process. Our team will assist you in finding the right property, negotiating the best terms, and managing the necessary paperwork and legalities. Our goal is to ensure a seamless experience as you make this significant investment.

Step 4: Streamline.

Once you have acquired the property, it’s essential to optimise your money flow. We’ll help you analyze your income and expenses, develop a budgeting strategy, and explore potential cost-saving opportunities. Our expertise in financial management and cash flow optimization will enable you to make informed decisions that maximise your financial stability and growth. We’ll work together to establish effective systems for managing mortgage repayments, rental income (if applicable), and other financial obligations associated with your property.

Step 5: Repeat.

Financial success is an ongoing journey, and we are committed to being your long-term partner. We’ll regularly review your financial situation, assess the performance of your investments, and fine-tune your strategies as needed. Our goal is to ensure that your financial plan remains aligned with your evolving goals and market conditions. By regularly reviewing and adjusting your financial approach, we can adapt to changes and capitalise on new opportunities to help you achieve continued growth and prosperity.